Terry Freeman

DirectorPresident, Terry Freeman & Associates, LLC
“I joined MidPen because I believe that housing is a basic human right. It is the foundation upon which people build and live their lives. I have strived throughout my career to create high quality housing for people of various socio-economic levels and backgrounds. I joined MidPen to volunteer my skills in housing development and finance to help create housing and supportive services for those in need. My work with MidPen allows me to improve the lives of others. In so doing, it makes my life more meaningful. Kudos to MidPen for everything it does so well. MidPen rocks!”

Terry joined MidPen’s Board in 1991 and has held various leadership roles during her tenure. With more than 30 years of experience in the real estate finance realm, Terry has vast knowledge in the areas of affordable housing development, asset management and troubled assets for developers, owners, lenders and government entities. She also joint ventures with local developers to develop multifamily rental communities.

She is the President of Terry Freeman & Associates, LLC, a firm that specializes in structuring the financing of affordable and mixed income multifamily rental projects; construction and permanent debt; equity; public subsidies/assistance, and the development of senior retirement communities and apartment communities with an affordable component. Terry is very active in the real estate community and is a frequent speaker at industry conferences. She has also authored articles on affordable housing finance for multiple publications, including Multifamily Executive, Affordable Housing Finance and Novogradac & Company’s Housing Bond Report.

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